Turn future credit card sales into cash now!


How can a Cash Advance help my business?
Apollo offers simple funding programs that help merchants grow their businesses and manage cash needs by providing you with a simple, easy, and fast alternative to borrowing money from a bank or other traditional lender.

How does the program work?
Advances offer a simple, quick, and easy way to finance your business operations. The most important thing to remember is that itís not a bank loan. So there are no credit investigations, loan payment books, no dealing with people who donít understand your business, none of the traditional bank hassles.

To recover the capital advance, we take a previously agreed upon percentage of your future credit card sales. You can monitor your account on our Web site. Itís as easy as that.

How do I know if I qualify?
You must have been in business for more than 6 months and meet a few other simple requirements. If you donít presently accept credit cards, then the first step is getting you set up to accept and process credit transactions, which is easy.

What can I use the money for?
Most clients use the money for business-building needs like adding more seats to their salons, expanding their restaurants, advertising, or stocking up on seasonal merchandise. Others use cash to buy out a partner or for emergency needs like unforeseen maintenance issues that could interrupt your business.

How soon can I get the money?
The average time from receipt of a contract to funding is usually under 5-7 working days.

What does the advance cost?
This is not a loan, so there is no interest. The cost to you is that we purchase your credit card and debit card sales at a discount. There are no up front charges or out-of-pocket costs.

Do I need to change credit card processors?
No. Apollo works with any of several credit card processing companies.

What kind of discount do I get if I pay early?
Since this is not a loan, there is no monthly payment schedule. Because we take a fixed portion of each credit card sale until the advance is retired, there is no such thing as paying early. We get paid only when you get paid therefore there is no discount for early payment.

Can I qualify for an advance if I have bad credit history or limited credit history?
Yes. Because this is not a loan, your personal credit history is not a critical factor in our approval process. The main consideration we have is the continued stability of your business. Considering your personal credit is not a big part of the process.

How often are payments deducted?
Each day we collect a small percentage of your daily credit card sales.

Will I get a monthly statement from you?
Yes, you will receive a printed monthly statement. You may also view your daily statements online by logging into our web site.

What are the advantages of an advance?

What are the requirements for an advance?